IBA Mobile Banking is an innovative solution designed by IBA for modern and energetic people who value their time. IBA Mobile Banking allows performing non–cash payments and receiving banking information services via mobile phone on a twenty–four hour basis using a bankcard account as a means of payment.

The Java application IBA Mobile Banking for mobile phones is a software shell for SMS banking functions. The application provides an easy and intuitive interface for using SMS banking services without a need to care about SMS format or accuracy of the data input.

Application advantages:

• Data retention for performed operations
• Possibility to save operation parameters for later use
• Protection from unauthorized access
• No need to study instructions
• No need to remember SMS format
• No need to type long SMS messages

To make a card account mobile, a customer only needs to install a corresponding application to his/her mobile phone.